Currency Converter
Convert between 150+ world currencies with up-to-date exchange rates. Quick, accurate currency conversion for travelers and businesses.
Quick answer:Currency conversion uses live interbank exchange rates (updated daily). Formula: Amount in target currency = Amount × Exchange Rate. Note: retail banks and apps typically add a 1–3% spread above the mid-market rate shown here. Use this for reference — confirm final rate with your bank or transfer service.
Azam Sharieff· Finance & Tools Reviewer
Last reviewed:
Navigate Global Finance
Whether you are an e-commerce entrepreneur paying an overseas supplier, an expatriate sending money home, or simply a tourist trying to figure out how much a cup of coffee costs in Tokyo, foreign exchange (Forex) is incredibly confusing.
Because global currencies fluctuate every single day based on government policies and inflation, using a static, printed conversion table is impossible. Our Currency Converter directly taps into live financial data APIs to give you the most accurate real-world purchasing power.
Avoid Hidden Bank Fees
When you swipe your credit card in a foreign country, banks and PayPal do not give you the 'true' exchange rate; they bake a hidden 2% to 4% margin directly into the rate to skim profit off the top.
By looking up the true 'Mid-Market Rate' on our calculator first, you can instantly see exactly how much your bank is overcharging you, allowing you to make smarter decisions about when to use your card versus when to exchange physical cash.
Mid-market rate versus the rate you get
A converter shows an indicative mid-market rate, the midpoint between buy and sell prices in wholesale markets. Banks, cards and money-transfer services add a margin, so the amount you receive is lower. Always compare the final amount you will get in your own currency, including fees.
See the worked guide for USD to INR for how the spread shows up in practice.
Practical tips
Exchange rates move constantly, so a figure from earlier in the day may differ from the rate at the time of your transaction. For large transfers, ask your provider for a firm quote. If you are comparing prices across currencies, a quick percentage calculation of the fee on top of the mid-market rate shows the real cost.